Car & Motorbike Insurance in Greece

“Kleidi” service fee

Depends on the plan you choose

Car and motorbike insurers in Greece compared (11 insurers)

Plans, covers and prices below are taken from each insurer’s official website (October 2026). Where an insurer does not publish a price, the final premium is confirmed after a quote.

Ethniki Insurance

Greece’s oldest insurer; family discounts: spouse 20%, children 30–50%, 4th child onwards free · Official website

Full Auto Standard

• Compulsory third-party liability (injury and property)
• Liability for fire spreading to others
• Damage to your car by an uninsured vehicle
• Local towing after an accident
• Optional: legal protection, driver accident, glass, roadside assistance
• 5% off for 2+ family cars; up to 10% with another Ethniki policy

Full Auto Value

• Everything in Standard
• Legal protection and driver personal accident
• Fire and natural-hazard damage to your car
• Total or partial theft; replacement car after theft
• Fire from terrorist or malicious acts
• Optional: glass, roadside assistance, key replacement

Full Auto Premium

• Everything in Value
• Own damage (comprehensive)
• Glass breakage, €150 deductible; free at partner glass shops
• Malicious damage to your car
• Optional: roadside assistance

Motorbike · Full Moto Standard

• Third-party liability (injury and property)
• Damage caused by an uninsured vehicle
• Optional: fire, towing, legal protection
• Optional: forest fire, flood, earthquake, roadside assistance

Interamerican

Modular Bewell health system, family discounts up to 20% and the 1010 medical advice line · Official website

Basic

• Compulsory liability up to €1.3M
• Damage by an uninsured vehicle
• Driver personal accident up to €15,000
• Basic natural disasters (forest fire, flood, earthquake), no deductible
• Towing after an accident within the prefecture
• 24/7 medical advice line 1010

Extra

• Everything in Basic
• Fire, lightning and explosion, no deductible
• Total and partial theft
• Terrorism and riot damage
• 1,200cc replacement car
• Value guarantee for new cars for 2 years

Total

• Everything in Extra
• Own damage and malicious damage
• Deductible €350 at a partner garage or €600 at a garage of your choice
• Photo inspection of the car needed to activate
• Optional: glass up to €1,500 a year, EU roadside assistance

Motorbike · Moto Basic / Extra / Total

• Basic: €1.3M liability, uninsured-vehicle damage, towing
• Extra: adds rider accident, fire, total theft
• Total: adds own damage and malicious acts (€1,000 deductible)
• Optional: legal protection, roadside assistance

Generali Hellas

Greek arm of the Italian Generali group; hospital plans with the Hygeia group and Interbalkan · Official website

Speed On 1 · Basic

• Third-party liability, also during transport and in guarded parking
• Accident care, towing and uninsured-vehicle damage
• Driver accident: €10k, €15k or €20k
• Optional: roadside assistance and natural hazards
• Online quote by plate; up to 12 interest-free instalments

Speed On 2 · Fire & theft

• Third-party liability
• Natural hazards (forest fire, flood/storm, earthquake)
• Total and partial theft; fire from any cause
• Glass breakage, limit €1,000, €3,000 or €5,000
• Replacement car and key replacement

Speed On 3 · Comprehensive

• All Basic and Fire & theft covers
• Own damage, even when you are at fault
• Deductible €600, €1,000, €1,500 or €2,000
• 50% off the €600 deductible at partner garages
• Optional: value protection, roadside assistance

AIG Greece

Greek branch of AIG; car, motorbike, home and travel cover; no personal health plan · Official website

Car Standard

• Liability: €1.3M property / €1.3M bodily injury
• Fire liability €25,000; uninsured-vehicle damage €30,000
• Forest fire and flood; accident care and travel assistance after an accident
• Optional: glass €1,500, fire, theft, natural events, earthquake, own damage
• Optional: breakdown assistance, legal protection €1,500 or €5,000
• Discounts up to 20% careful driver, 15% annual policy

Motorbike · Moto Standard

• Liability: €1.3M property / €1.3M bodily injury
• Fire liability €25,000; uninsured-vehicle damage €30,000
• Forest fire, flood and accident care
• Assistance after an accident (over 50cc)
• Optional: fire, natural events, theft (over 126cc), rider accident €6,000

ERGO Hellas

Part of Germany’s Munich Re group; 5–15% off for a second car or other ERGO policies · Official website

My Auto · Simple Plus

• Compulsory third-party liability
• Damage by an uninsured vehicle
• Accident assistance
• Optional: forest fire & flood, driver accident, glass
• Optional: roadside assistance, legal protection

My Auto · Advanced Plus

• Liability and uninsured-vehicle damage
• Accident assistance
• Driver accident cover
• Glass breakage
• Optional: forest fire & flood, roadside assistance, legal protection

My Auto · Total Plus

• Everything in Advanced Plus, plus forest fire & flood
• Fire and total theft
• Weather events (except hail and flood)
• No depreciation on parts for cars up to 5 years old
• Optional: roadside assistance, legal protection, value guarantee

My Auto · Superior Plus

• Everything in Total Plus
• Own damage (collision, including hail)
• Glass, driver accident, fire and total theft
• Optional: roadside assistance, legal protection, value guarantee

Motorbike · Simple Plus

• Third-party liability
• Damage by an uninsured vehicle
• Optional: roadside assistance
• Optional: legal protection

Interasco

Part of the Harel group; the only insurer that publishes its residence-permit health plan price · Official website

Easy Drive Basic

• Third-party liability (injury and property)
• Driver or owner personal accident
• Uninsured-vehicle cover
• Accident care and towing after an accident
• Optional: glass, legal protection, roadside assistance, airbags
• For private cars up to 25 years old

Easy Drive Gold

• Everything in Basic
• Fire (incl. riots and terrorism) and fire liability
• Total and partial theft
• Replacement car after fire or theft; legal protection
• For cars up to 15 years old worth at least €1,500

Easy Drive Platinum

• Everything in Basic plus glass breakage
• Fire, total and partial theft
• Natural events
• Own damage (comprehensive)
• Replacement car after fire or theft
• For cars up to 15 years old worth at least €3,000

Hellas Direct

Online car, motorbike and home insurer; 28 days to 12 months, yearly or monthly payment; no health plan · Official website

Essential

• Third-party liability (legal limit €1.3M)
• Damage by an uninsured vehicle up to €15,000
• Driver accident when at fault up to €15,000
• 24/7 accident guidance and transport
• Taxi home up to €30
• 28 days to 12 months, pay yearly or monthly

Additional

• Everything in Essential
• Natural hazards: hail, flood, storm (up to the car’s value)
• Fire, incl. terrorism and riots
• Total and partial theft
• Replacement car after theft or fire

Own damages

• Everything in Additional
• Own damage: collision, impact, overturning
• Malicious acts (vandalism)
• Windscreen, side and rear glass
• Optional: roadside assistance Greece–Europe, legal protection up to €6,000

Motorbike · Essential

• Compulsory third-party liability
• Damage by an uninsured vehicle up to €15,000
• 24/7 accident guidance, medical and legal advice
• Taxi home up to €30
• Optional: rider accident, natural hazards, roadside assistance, legal cover

Eurolife FFH

Part of the Fairfax group; online health price calculator, motor assistance by Mondial · Official website

Safe Drive Standard

• Third-party liability
• Auto Assist and basic assistance after an accident
• Damage by an uninsured vehicle
• Optional: fire, natural disasters, accident, glass, legal cover
• Optional: replacement car, full road and travel assistance
• For cars, motorbikes, pickups and trailers

Safe Drive Plus

• Everything in Standard
• Fire and natural disasters (flood, forest fire, storm, hail, earthquake)
• Personal accident, total and partial theft
• Own damage, locks, belts and airbags
• Optional: malicious acts, glass, replacement car, legal cover

Atlantic Union

Greek insurer; Atlas hospital plans up to €1.5 million and bonus-malus protection on motor · Official website

Eco / Stay Safe / Minimax

• Third-party liability (injury and property)
• Bonus-malus protection
• Uninsured-vehicle damage: €15k (Eco), €25k (Stay Safe), €50k (Minimax)
• Accident care

Atlantic Plus Eco

• Liability and bonus-malus protection
• Fire and terrorism, total and partial theft
• Natural hazards
• Personal accident; legal protection up to €3,000
• Replacement car after theft
• Optional: hail, glass, roadside assistance

Atlantic Max Eco

• Everything in Plus Eco
• Own damage (deductible €150–€900)
• Glass up to €1,200; hail and vandalism
• Rental car after fire, theft or own damage
• For private cars worth over €6,000

Motorbike · Eco

• Third-party liability (injury and property)
• Bonus-malus protection
• Uninsured-vehicle damage; legal protection
• Accident care
• Optional: roadside assistance, fire, natural disasters

Groupama

Greek arm of the French Groupama group; notable discounts on family health policies · Official website

GP Easy

• Third-party liability
• Damage by an uninsured vehicle
• Accident care

GP Extra

• Everything in GP Easy
• Fire (incl. fire from terrorist acts)
• Total theft
• Natural disasters
• Legal protection

GP Full

• Everything in GP Extra
• Own damage (comprehensive)
• Own-damage deductible €300 to €2,000
• Malicious acts (€0 or €300 deductible)

Allianz Hellas

Part of Germany’s Allianz group; 24/7 Med24 medical help; motorbike cover on ferries and abroad · Official website

My Motor · Basic

• Third-party liability (injury and property)
• Damage by an uninsured vehicle
• Roadside assistance after an accident

My Motor · Complete

• Liability, key replacement, driver accident, legal protection
• Total and partial theft
• Fire, strikes and riots
• Natural hazards and malicious acts

My Motor · Advanced

• Everything in Complete
• Own damage (comprehensive)
• 14 basic covers in total

Motorbike

• Third-party liability (injury and property)
• Damage by an uninsured vehicle
• Liability in guarded parking, on ferries and abroad

Documents you will need

• Vehicle registration (Άδεια Κυκλοφορίας)
• Driving licence
• Passport or residence permit
• Tax number (AFM)
• Previous policy, if you have one

Requirements can differ with your situation and current rules; a “Kleidi” expert confirms the final list after reviewing your case.

How it works

1. Choose an insurer and a plan in the “Kleidi” app
2. Send vehicle registration and driving licence
3. Final quote
4. Policy issued
5. Policy delivered, with a renewal reminder

Frequently asked questions

Related ADONIS guides

• Driving licence in Greece 2026 (in Persian)
• Cost of living in Greece 2026 (in Persian)
• About ADONIS (in Persian)